Estimate your monthly benefit and see how your claiming age changes it.
Retirement Calculators
Social Security Benefit Estimator
$60,000
67
Estimated Monthly Benefit
$0
What is your Social Security benefit?
This tool estimates your monthly Social Security retirement benefit from your birth year, career earnings, and the age you claim.
- Enter your birth year, average annual salary, and the age you plan to claim.
- We estimate your primary benefit using the Social Security bend-point formula, then set your full retirement age from your birth year.
- Claiming before full retirement age lowers the benefit; delaying past it raises the benefit up to age 70.
Example: born in 1975 with a $60,000 average salary, claiming at 67 (full retirement age) estimates about $2,345 a month.
Estimates only, using 2026 bend points and the $184,500 wage base and assuming steady lifetime earnings. Your actual benefit depends on your full earnings record. Not affiliated with the SSA.